About Us

Accelerated Payment Technologies (APT) is a modern payment processing and POS solutions provider dedicated to helping small and mid-sized businesses thrive. From retail and restaurants to service-based businesses and medical practices, our mission is to make payment systems smarter, simpler, and more human.

Our team is based in Charlotte, North Carolina and proudly supports businesses across the Southeast and beyond. We offer feature-rich point-of-sale systems, transparent pricing, and — most importantly — real customer support. When you call, someone picks up. No hold music. No runaround. Just answers.

APT was founded by Charlotte entrepreneur Chris Pham with one goal in mind: to give business owners better tools, better service, and more of their hard-earned money back. (He’s also got a Savannah cat named Kari who occasionally joins team meetings.)

Today, we help business owners take control of their payment processing with faster approvals, no hidden fees, and POS systems that just work — whether you’re ringing up sales at a food truck or managing patient billing at a medical office.

At APT, we believe local businesses deserve enterprise-level tools — without enterprise-level headaches. That’s why we built a service that puts people first and solves real problems.